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- Accounts receivable funding, also known as factoring, is the sale of invoices at a discount. It is a method of financing used by businesses to raise capital and improve cash flow quickly, by discounting invoice payments.We will help you get 80-90% of your gross invoice within 24 hours of delivery of goods (completion of service) to your customer and 10-20% (less fee) upon receipt from the customer ? at 2% per month or less. Terms are 30, 60, and 90 days. The factoring begins from $30,000 to $10M per month (at one time).